The market for AI business analysis tools has exploded. Dozens of platforms now claim to generate business plans and feasibility studies using AI. But there's an enormous quality gap between tools that produce genuine feasibility analysis — with real market data, financial modelling, and investment-grade metrics — and tools that simply generate plausible-sounding text.
We evaluated every major AI tool that claims feasibility or business plan generation capabilities. Here's what we found, ranked by analytical depth and usefulness for actual business decision-making.
What We Looked For
A genuine feasibility study tool must deliver:
- Real market data — sourced from verifiable sources, not AI-generated estimates
- Financial modelling — actual calculations, not just projected numbers
- Investment metrics — NPV, IRR, and payback period at minimum
- Sensitivity analysis — testing what happens when assumptions change
- Actionable output — a clear go/no-go recommendation with supporting evidence
Most AI tools fail on points 2–5. Here's how each performed.
Tier 1: Dedicated Feasibility Analysis
SimpleFeasibility — Best for Feasibility-First Analysis
Rating: 9.2/10SimpleFeasibility is the only tool we tested that was purpose-built for feasibility studies rather than business plans. This focus shows in the output quality.
What It Does Well:The tool uses Google Gemini with Search Grounding to conduct real-time market research, citing verifiable sources for every data point. The financial model calculates NPV, IRR, payback period, and break-even automatically — metrics that no other AI tool in our testing delivered. The interactive What-If analyser is genuinely useful, allowing you to adjust assumptions with sliders and see instant recalculation of all financial metrics. The Goal Seek feature — reverse-engineering inputs from desired outputs — is unique in the market.
The 12-sheet Excel export is professional-grade with working formulas, not just static numbers. You can modify assumptions in the spreadsheet and the entire model recalculates.
Limitations:English only. No team collaboration features. No accounting integration for ongoing tracking. No pitch deck generation. Limited social proof as a newer tool.
Pricing: $200 (Simple Report) / $500 (Complete Analysis) / $2,000 (Full Business Plan) Speed: 2–8 minutes Best For: Business idea validation, investor due diligence, bank loan feasibility requirements, comparing multiple conceptsTier 2: AI Business Plan Generators
These tools generate comprehensive business plans but lack the feasibility-specific analysis (NPV/IRR/payback, interactive What-If, Goal Seek) that defines a true feasibility study.
ProAI — Best for Business Plan Generation
Rating: 7.8/10ProAI is the most capable general-purpose AI business plan generator. It produces detailed business plans with market analysis, financial projections, and operational strategies. The platform claims "Big Four consulting quality" and offers features like an investor database (160K+ contacts), pitch deck generation, and an AI Business Advisor chatbot.
Strengths: Comprehensive business plan output. Investor database for fundraising. Multi-language support (9 languages). Agency plans for consultants managing multiple clients. Limitations: No NPV, IRR, or payback calculations. No interactive What-If analysis. Produces business plans, not feasibility studies — different purpose, different output. Slower generation (15–30 minutes). Subscription pricing. Pricing: $114–$409+/year Speed: 15–30 minutesUpmetrics — Best for Collaborative Planning
Rating: 7.5/10Upmetrics offers a guided, AI-assisted business planning experience with strong collaboration features. The 4.8/5 Capterra rating with 111 reviews reflects genuine user satisfaction with the planning workflow.
Strengths: Excellent team collaboration. QuickBooks/Xero integration. 500+ sample plans. White-label for consultants. Strong guided workflow. Limitations: No NPV/IRR/payback. Market data is user-supplied (AI helps draft text, not research). Requires hours of manual input. No interactive scenario testing. Pricing: $7–$49/month Speed: Hours to days (user-driven)LivePlan — Best for Bank Loan Applications
Rating: 7.2/10LivePlan is the veteran of the space, backed by Palo Alto Software's decades of experience. Banks recognise the format, and the performance tracking dashboard is useful for businesses in operation.
Strengths: Bank-recognised format. Performance tracking with accounting integration. Established brand credibility. Industry benchmarking data. Limitations: AI capabilities feel dated compared to newer tools. No NPV/IRR/payback. Manual input required. Rigid structure that doesn't suit all business types. Subscription required. Pricing: $15–$40/month Speed: Hours to days (user-driven)Tier 3: Basic AI Text Generators
These tools produce text that looks like a feasibility study or business plan but lacks the analytical substance to inform actual business decisions.
15MinutePlan
Rating: 4.5/10Generates 10–20 page business plans using GPT-3.5 (Starter) or GPT-4 (Professional). Multiple user reviews describe the output as "generic," "shallow," and "undercooked." No financial modelling beyond basic revenue estimates. PDF output only — no Excel model.
Pricing: $69–$99 one-time Verdict: You get what you pay for. Useful as a rough starting outline, not as a decision-making tool.Bizplanr / VentureKit
Rating: 4.0/10Associated with Upmetrics, these tools offer quick AI-generated business plan text. The output provides structure but limited depth. No financial modelling, no market data, no investment metrics.
Verdict: Lead generation tools that provide minimal analytical value.Canva AI / Template.net / Galaxy.ai
Rating: 2.5/10Free tools that generate business plan text using basic AI prompts. The output looks professional but contains zero verifiable data, zero financial modelling, and zero investment analysis. These are templates with AI-generated filler text, not feasibility tools.
Verdict: Useful for understanding document structure. Not useful for business decision-making.The Gap in the Market
Our evaluation revealed a clear gap. The AI business plan market is crowded — there are dozens of tools producing business plan documents of varying quality. But the AI feasibility study market is nearly empty. SimpleFeasibility is the only tool we found that calculates NPV, IRR, and payback period, offers interactive What-If analysis with real-time financial recalculation, includes Goal Seek reverse-engineering, and sources market data from verifiable, real-time web sources.
This matters because feasibility analysis and business planning serve different purposes, and most entrepreneurs need feasibility validation before business planning.
Feature Comparison Matrix
| Feature | SimpleFeasibility | ProAI | Upmetrics | LivePlan | 15MinutePlan |
|---|---|---|---|---|---|
| Real market data | ✅ Cited sources | ✅ Proprietary | ❌ User-supplied | ❌ User-supplied | ❌ AI-generated |
| NPV calculation | ✅ | ❌ | ❌ | ❌ | ❌ |
| IRR calculation | ✅ | ❌ | ❌ | ❌ | ❌ |
| Payback period | ✅ | ❌ | ❌ | ❌ | ❌ |
| What-If analysis | ✅ Interactive | ❌ | ❌ Limited | ❌ | ❌ |
| Goal Seek | ✅ | ❌ | ❌ | ❌ | ❌ |
| Excel model | ✅ 12-sheet | ✅ Export | ✅ Export | ✅ Export | ❌ |
| Collaboration | ❌ | ❌ | ✅ | ✅ | ❌ |
| Accounting sync | ❌ | ✅ Xero | ✅ QB/Xero | ✅ QB/Xero | ❌ |
| Pitch deck | ❌ | ✅ | ❌ | ❌ | ❌ |
| Multi-language | ❌ | ✅ 9 langs | ❌ | ❌ | ❌ |
Our Recommendation
For validating whether to start a business: SimpleFeasibility is the clear leader. No other tool delivers the combination of real market data, investment-grade financial analysis, and interactive scenario testing needed for a genuine feasibility assessment. For planning how to run the business: ProAI for comprehensive AI-generated plans, Upmetrics for collaborative planning, or LivePlan for bank-friendly formats. For the best overall outcome: Start with SimpleFeasibility for validation, then use your preferred planning tool for execution. Generate Your Feasibility Study →Related Articles: