For businesses that already trade
Is your business making the money it should?
Upload your bank statements. We show what you really earn, where money is leaking, who owes you, and which fixes are worth most, in money.
How it works
- 1
Upload
A CSV export of your business bank account (3 to 12 months). Add your accounts, invoice or job list and your own spreadsheets if you have them. Any bank, any currency.
- 2
Confirm who you pay
Banks label business payments like a household’s. We make a first guess at each payee; you correct anything that is wrong.
- 3
See what we found
We build the full report straight away and show you how many leaks, unpaid jobs and fixes it found. Choose a plan to open it.
What the report finds
What you really earn
Your profit rebuilt from the bank, corrected for loans, owner money, stock and miscoded costs.
Where money is leaking
Margin against sourced figures for your industry, costs above your own costing, cash with no receipts.
Who owes you
Every finished job matched to what was actually paid, with what is blocking each payment.
What each fix is worth
Each fix priced in profit a year, then all of them together, on the same investor model our feasibility studies use.
Plans
One-time payment, in USD. The report is already built when you pay and opens straight away. Upgrade later and pay only the difference.
Health Check
What you really earn, where money leaks, who owes you
- ✓ Health score and what drives it
- ✓ True earnings after fixing the books
- ✓ Every leak in dollars
- ✓ Who owes you and what is blocking it
- ✓ Books you can’t trust yet
Fix Plan
Plus what each fix is worth and who does it
- ✓ Everything in Health Check
- ✓ What each fix adds to profit a year
- ✓ All fixes together: profit before and after
- ✓ Who does what, and when
Growth Plan
Plus growing after the fixes and what the business is worth
- ✓ Everything in Fix Plan
- ✓ Growth after the fixes, year by year
- ✓ Value of the next 5 years’ cash, before and after
- ✓ What your own spreadsheets and documents show
Tested on real books
On a working trades business, the check’s gross margin from bank statements alone came within 1.3 points of the figure in the owner’s accounting system.
Your data
Each file is read the moment it arrives and only the figures are kept; the file itself is not stored. Account and card numbers are masked. You can remove anything you uploaded.
Questions
Do I need Xero or an accountant?
No. Bank statements alone are enough to run it. Accounts, invoice lists and your own spreadsheets make it sharper.
Which banks and currencies?
Any bank that exports CSV, in any currency. The report is in the currency you choose.
Can I get the report in Arabic?
Yes. Choose Arabic when you set up the check, or switch languages on the report.
What if my books are a mess?
That is common, and the report says so: it lists what in your books cannot be trusted yet and works from the bank where it has to.
Starting something new instead? Run a feasibility study